INSIGHTS Expert Opinion & Investment News

BLOG Latest

MEDIA Latest

NEWS Latest


Despite the new Government funding and stringent housing targets, the UK still finds itself in the midst of a housing crisis. While demand still far exceeds the supply of homes in many areas of the country, young people and those looking to get a foot on the housing ladder for the first time are still struggling to fund their first home purchase.

Historically, the Bank of Mum and Dad have assisted young people in the purchase of their first home with a small loan or contribution perhaps towards the initial deposit, however in recent years there has been a marked increase in quantity being loaned to young people in order for them to achieve their home ownership goals.

Recent reports suggest that the Bank of Mum and Dad are in fact lending more than ever in 2019, despite the number of home purchases actually decreasing. Researchers predict that this is due to several factors including ever increasing housing costs, and also first-time buyers electing to choose three or four bedroomed homes as opposed to one or two bedrooms which has been more common in the past.

Interestingly however it no longer appears to be just first-time buyers relying upon family contributions to help them with their home purchases. According to this same data, there has been a rise in the number of older buyers reaching out to parents or family members to help them out financially with the purchase of their next home. It is expected that the percentage of over 55s requiring financial assistance from their families to purchase their next home will rise by 14% in the coming years.

So, what can be done?

While it seems obvious – increasing the number of new homes built each year – the reality is that there are other factors affecting house building across the country including a lack of suitable land being identified for housing. If more suitable sites were to be released to house builders for residential development, the nation could see an uptick in the quantity of new homes built each year and this would go some way to helping alleviate the pressures on the housing market.

At Intro Crowd, we focus on providing qualified investors with the opportunity to collectively fund the purchase of strategic land sites across the UK. These sites are typically located close to an existing settlement in an area with a defined need for new housing – they will usually have good road access, along with access to crucial amenities such as shops, schools, medical care and public transport too. This makes them sustainable in nature which is a trait that can be attractive to house builders.

Once the sites are fully funded via our bespoke online platform, our expert planning team will take them through the planning process with the aim of selling on to a house builder for residential development if planning consent is granted.

To learn more about anything mentioned in this article, or to learn more about Intro Crowd and what we do, please do not hesitate to contact us via email at incrowd@introcrowd.com or via telephone on +44 (0)20 7118 4040

This article is for educational purposes only and does not constitute investment advice. This article does not amount to an invitation or inducement to buy or sell an investment nor does it solicit any such offer or invitation in any jurisdiction.

In all cases, readers should conduct their own investigation and analysis of the data in the article. Readers are strongly encouraged to seek independent legal and financial advice when considering an investment in strategic land. All statements of opinion and/or belief contained in this article and all views expressed and all projections, forecasts or statements relating to expectations regarding future events represent Intro Crowd’s own assessment and interpretation of information available as at the date of this article.

No responsibility or liability is accepted by Intro Crowd for reliance on the contents of this article.

Follow Us